The Right Mortgage.
Protection for what matters
Clear, personal advice for every stage of your life
Mortgage & protection adviser located in Norwich
Welcome to 4Mortgages&Protection
Contact us now and see how my know-how can help you find a mortgage that suits your needs to enable the purchase of a new home, a property to let or simply to re-mortgage your existing property.
A mortgage is a large financial transaction and I am here to make sure you get it right and help ensure the process runs smoothly and efficiently.
As Mortgage Adviser I have access to whole of market of UK mortgages and re-mortgage products from many different lenders across the whole of market. Once I understand your individual circumstances and needs, I will research the whole of market and recommend the most suitable mortgage deal for you. As part of my service, I will deal with the lender on your behalf, taking the stress out of the process for you.
I can also help you put appropriate insurance and protection arrangements in place for you and your home.
So, if you are looking for a mortgage, please call us today on 01603 901520 or email us at tina@completefc.com and I’ll be pleased to help you.
Cycle-of-Life
The cycle-of-life usually starts with you buying your first home or having a child. As everyone’s circumstances change their cycle-of-life begins to evolve along side the need for protection becomes more important. This is where I can help you through this journey.
Buying Your First Home
Buying your first home together is an exciting milestone, but it’s also a good time to think about how you would protect your home and each other if the unexpected happened.
For many couples, the mortgage and household bills rely on both incomes. If one of you were to die or become seriously ill and unable to work, managing the mortgage on one income alone could become difficult. Having the right protection in place can provide valuable financial security and help ensure that you can remain in your home during an already difficult time.
It’s also important to consider how your property is owned and what would happen to each person’s share if one of you died. This can be particularly important for couples who are not married or in a civil partnership, as the surviving partner does not automatically have the same inheritance rights as a spouse or civil partner. Having appropriate protection and making sure your wider arrangements are in order can help provide greater peace of mind for you both.
For many couples, the mortgage and household bills rely on both incomes. If one of you were to die or become seriously ill and unable to work, managing the mortgage on one income alone could become difficult. Having the right protection in place can provide valuable financial security and help ensure that you can remain in your home during an already difficult time.
It’s also important to consider how your property is owned and what would happen to each person’s share if one of you died. This can be particularly important for couples who are not married or in a civil partnership, as the surviving partner does not automatically have the same inheritance rights as a spouse or civil partner. Having appropriate protection and making sure your wider arrangements are in order can help provide greater peace of mind for you both.
Getting Married
Getting married is the start of an exciting new chapter together and a natural time to think about your future financial security.
As your lives and finances become more closely connected, it’s important to consider how either of you would manage financially if something unexpected were to happen. Reviewing your existing protection, or putting appropriate cover in place, can help make sure the person you love is financially protected should the worst happen.
It’s also a good opportunity to review any existing policies and financial arrangements to make sure they still reflect your circumstances, including updating names, beneficiaries and other important details where necessary.
It’s also a good opportunity to review any existing policies and financial arrangements to make sure they still reflect your circumstances, including updating names, beneficiaries and other important details where necessary.
Having Children
Welcoming a child into your family is an exciting new chapter and often a time when your needs, priorities and financial responsibilities begin to change.
You may be thinking about moving home to give your growing family more space, but it’s also an important time to review the protection you already have in place. What may have been suitable before having children may no longer provide the level of financial security your family now needs.
Having the right protection can help provide financial support for your partner and children if something unexpected were to happen, helping to protect not only your home, but also the lifestyle and future you are building together as a family.
You may be thinking about moving home to give your growing family more space, but it’s also an important time to review the protection you already have in place. What may have been suitable before having children may no longer provide the level of financial security your family now needs.
Having the right protection can help provide financial support for your partner and children if something unexpected were to happen, helping to protect not only your home, but also the lifestyle and future you are building together as a family.
Protecting Your Children
When considering protection for your family, it can also be worthwhile looking at whether Children’s Cover is available and appropriate for your circumstances.
If your child were to become seriously ill, this could mean taking time away from work or reducing your hours so you can care for them, while also facing additional expenses at an already difficult time. Having the right financial protection in place can help ease some of that financial pressure, allowing you to focus on what matters most which is your child/children and your family.
Children’s Cover can provide valuable financial support following certain serious illnesses or conditions covered by the policy, helping to ease some of the financial pressure and allowing you to concentrate on what matters most which would be caring for your child.
If your child were to become seriously ill, this could mean taking time away from work or reducing your hours so you can care for them, while also facing additional expenses at an already difficult time. Having the right financial protection in place can help ease some of that financial pressure, allowing you to focus on what matters most which is your child/children and your family.
Children’s Cover can provide valuable financial support following certain serious illnesses or conditions covered by the policy, helping to ease some of the financial pressure and allowing you to concentrate on what matters most which would be caring for your child.
Protecting Your Family
There are many ways to help protect you and your family financially, including Life Insurance, Critical Illness Cover, Family Income Benefit, Income Protection and Private Medical Insurance. The right combination will depend on your individual circumstances, priorities and budget.
We insure our homes, our cars, our possessions and even our pets, yet sometimes we overlook one of our most valuable assets being ourselves and our ability to earn an income.
If illness, injury or the unexpected meant that your income suddenly stopped, it could affect much more than simply paying the mortgage. Everyday household bills, family commitments and maintaining the lifestyle you have worked hard to create could all become more difficult.
Putting the right protection in place can provide a valuable financial safety net, helping you and your family feel more financially secure should life not go quite according to plan.
We insure our homes, our cars, our possessions and even our pets, yet sometimes we overlook one of our most valuable assets being ourselves and our ability to earn an income.
If illness, injury or the unexpected meant that your income suddenly stopped, it could affect much more than simply paying the mortgage. Everyday household bills, family commitments and maintaining the lifestyle you have worked hard to create could all become more difficult.
Putting the right protection in place can provide a valuable financial safety net, helping you and your family feel more financially secure should life not go quite according to plan.
Enjoying Later Life
As we get older, our priorities often begin to change. For many of us, this is the time when we hope to be enjoying retirement, spending more time with family and perhaps helping our children by caring for grandchildren while they continue with their own careers.
It’s also a time when we hope to have greater freedom to enjoy the things we have worked hard for, whether that means travelling, pursuing hobbies or simply having more time to ourselves and the people we love.
The financial decisions we make throughout our lives can play an important part in making this possible. Owning your home and having suitable financial protection in place along the way can help provide greater security, not only for today, but for you and your family in the years ahead.
It’s also a time when we hope to have greater freedom to enjoy the things we have worked hard for, whether that means travelling, pursuing hobbies or simply having more time to ourselves and the people we love.
The financial decisions we make throughout our lives can play an important part in making this possible. Owning your home and having suitable financial protection in place along the way can help provide greater security, not only for today, but for you and your family in the years ahead.
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“Tina was very helpful in helping me buy my first home. Always available to answer any questions I had and advise me. “
Ariane L.
“Amazing help, couldn't have done it without her. “
J. Barbosa
“Thank you, Tina.
Appreciate your help, guidance “
Andrew P.
Client Reviews
What My Clients Say
★★★★★Review
by a verified client in Norfolk
a day ago
★★★★★
Overall
★★★★★
Advice
★★★★★
Service
★★★★★
Value
What were the circumstances that caused you to initially look for an adviser?
We have been using Tina's expertise for many years especially for remortgages and mortgages. We wouldn't set up a mortgage without her, as she always provides a warm and informative service as well as very good deals on our mortgages.
How has Tina Cornfield helped you?
She has found us a number of mortgages over the years. She has cut out all the confusion and time it takes to look for our own mortgage.
Have you seen the outcome you were hoping for?
Yes, we always get a great deal.
What could they have done better?
Yes, we always get a great deal.
✓Verified client
Review
by a verified client in Norfolk
a day ago
★★★★★
Overall
★★★★★
Advice
★★★★★
Service
★★★★★
Value
What were the circumstances that caused you to initially look for an adviser?
Update and review current insurance policy.
How has Tina Cornfield helped you?
Advised best policy went through everything in full detail to make sure I understood everything.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
✓Verified client
Review
by a verified client in Norfolk
a day ago
★★★★★
Overall
★★★★★
Advice
★★★★★
Service
★★★★★
Value
What were the circumstances that caused you to initially look for an adviser?
I wanted to get advice from someone with experience avoiding mistakes
How has Tina Cornfield helped you?
Tina helped by collecting all relevant information and explaining very clearly different options allowing me to make an informed choice. Tina is responsive and attentive and knows when to prioritise the right actions for her clients.
Have you seen the outcome you were hoping for?
Yes, I have. I feel I had very good deals with all the products she helped me purchasing.
What could they have done better?
Cannot think of anything reallu
✓Verified client
Review
by a verified client in Norfolk
a day ago
★★★★★
Overall
★★★★★
Advice
★★★★★
Service
★★★★★
Value
What were the circumstances that caused you to initially look for an adviser?
Mortgage renewal
How has Tina Cornfield helped you?
She helped me look at options and also weigh up the level of income protection needed
Have you seen the outcome you were hoping for?
Yes
✓Verified client
Review
by a verified client in Middlesex
2 days ago
★★★★★
Overall
★★★★★
Advice
★★★★★
Service
★★★★★
Value
What were the circumstances that caused you to initially look for an adviser?
Review of existing products for a better quality and price. Insurance industry can change through the years plus my circumstances, so the original from years before may not still be competitive and fit for my needs.
How has Tina Cornfield helped you?
1:1 discussion of changes since last policy, present circumstances and future needs to find products that are most relevant. Options with reasoning provided for further discussion before settling on the final decision.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Speed of getting through the process
✓Verified client
Review
by a verified client in Middlesex
4 days ago
★★★★★
Overall
★★★★★
Advice
★★★★★
Service
★★★★★
Value
What were the circumstances that caused you to initially look for an adviser?
Re-mortgage
How has Tina Cornfield helped you?
Tina provides a professional and hassle free experience with a good understanding of your needs. She works seamlessly with all stakeholders in the process, reducing stress and unnecessary financial costs.
Have you seen the outcome you were hoping for?
Yes
✓Verified client
Review
by a verified client in Middlesex
5 days ago
★★★★★
Overall
★★★★★
Advice
★★★★★
Service
★★★★★
Value
What were the circumstances that caused you to initially look for an adviser?
End of current deal and options for re-mortgaging
How has Tina Cornfield helped you?
Found competitive rates, and managed transfer seamlessly
Have you seen the outcome you were hoping for?
Yes
✓Verified client
Review
by a verified client in Norfolk
5 days ago
★★★★★
Overall
★★★★★
Advice
★★★★★
Service
★★★★★
Value
What were the circumstances that caused you to initially look for an adviser?
Support with mortgage, life insurance and equity release for building work.
How has Tina Cornfield helped you?
I would highly recommend her services to anyone looking for a mortgage advisor. She has been incredibly supportive throughout the entire process and took the time to explain everything clearly and thoroughly. What really stood out was the depth of her knowledge and the way she explained the different processes and products available, making what can often feel like a complicated and overwhelming experience much easier to understand. She was always patient, approachable, and willing to answer any questions, ensuring I felt confident and informed at every stage.
Have you seen the outcome you were hoping for?
Tina provided us with everything we needed throughout the process and took the time to fully understand our financial needs and circumstances. Her support, attention to detail, and understanding made the whole process much easier and more reassuring.
What could they have done better?
Nothing
✓Verified client
Review
by a verified client in Norfolk
Verified review
★★★★★
Overall
★★★★★
Advice
★★★★★
Service
★★★★★
Value
What were the circumstances that caused you to initially look for an adviser?
Initially a remortgage many years ago and have been back since any time a change is needed
How has Tina Cornfield helped you?
Secured goo interest rate deals and life cover as well
Have you seen the outcome you were hoping for?
Yes, always
What could they have done better?
Nothing
✓Verified client
Review
by a verified client in Norfolk
Verified review
★★★★★
Overall
★★★★★
Advice
★★★★★
Service
★★★★★
Value
What were the circumstances that caused you to initially look for an adviser?
We were first time buyers in need of a mortgage advisor.
How has Tina Cornfield helped you?
Tina was incredibly helpful navigating our first mortgage. She found us a good rate despite dealing with one of us being a fixed term contract turning student. She was very efficient and got our mortgage in principal sorted very quickly, often working out of office hours to help us. She also helped us with our life insurance/critical care cover and house insurance so we had everything sorted when we needed it.
Have you seen the outcome you were hoping for?
Yes, we were happy with our mortgage rate and we had all the cover we needed sorted when we needed it.
✓Verified client
Review
by a verified client in Norfolk
Verified review
★★★★★
Overall
★★★★★
Advice
★★★★★
Service
★★★★★
Value
What were the circumstances that caused you to initially look for an adviser?
Remortgage
How has Tina Cornfield helped you?
Tina provided excellent advice including out of the box thinking. She was professional, knowledgeable and friendly, and always communicated clearly and in a timely manner. She took the time to explain everything and answer all of my questions so that I felt confident that I fully understood all of the options and the ramifications of each.
Have you seen the outcome you were hoping for?
Yes, I was very happy with the outcome.
What could they have done better?
Nothing, the outcome was better than I was hoping for.
✓Verified client
Review
by a verified client in Norfolk
Verified review
★★★★★
Overall
★★★★★
Advice
★★★★★
Service
★★★★★
Value
What were the circumstances that caused you to initially look for an adviser?
We have been using Tina for more than 20 years and recommend her to both our friends and family for buy to let mortgages, residential mortgages and insurance and protection.
How has Tina Cornfield helped you?
Tina has always gone the extra mile, even ringing me while she's on holiday or at the weekend. She has used her knowledge and contacts to help in a couple of remortgages where the lenders had very onerous requirements and we succeeded.
Have you seen the outcome you were hoping for?
Yes
✓Verified client
Review
by a verified client in Norfolk
Verified review
★★★★★
Overall
★★★★★
Advice
★★★★★
Service
★★★★★
Value
What were the circumstances that caused you to initially look for an adviser?
Our mortgage was up for renewal
How has Tina Cornfield helped you?
Tina has been really helpful. She explained things we couldn’t understand and made us feel completely at ease. She is friendly and professional and we have every confidence in her. We have used Tina since getting our first mortgage and we would certainly recommend her to others and we are so grateful to Tina, thank you so much Tina
Have you seen the outcome you were hoping for?
Yes Tina has kindly sorted it out for us
What could they have done better?
We can’t fault Tina and the service we’ve received from her
✓Verified client
Review
by a verified client in Norfolk
Verified review
★★★★★
Overall
★★★★★
Advice
★★★★★
Service
★★★★★
Value
What were the circumstances that caused you to initially look for an adviser?
I have been using Tina as my financial advisor after my marriage break up 14 years ago. Not only has she guided me when I needed to find anew property for myself and my son. She also gave me the best advice when I needed to look in to my life insurance.
How has Tina Cornfield helped you?
Mortgage and life insurance.
Have you seen the outcome you were hoping for?
Absolutely.
What could they have done better?
Nothing
✓Verified client
Review
by a verified client in Norfolk
Verified review
★★★★★
Overall
★★★★★
Advice
★★★★★
Service
★★★★★
Value
What were the circumstances that caused you to initially look for an adviser?
Comparing the market and getting advice
How has Tina Cornfield helped you?
Caring and attentive attitude to my changing situations
Have you seen the outcome you were hoping for?
I’ve had insurance and mortgage help - so yes
✓Verified client
Review
by a verified client in Norfolk
Verified review
★★★★★
Overall
★★★★★
Advice
★★★★★
Service
★★★★★
Value
What were the circumstances that caused you to initially look for an adviser?
Looking to grow my BTL portfolio and needed someone who could join me in my power team
How has Tina Cornfield helped you?
She has done my mortgages for the last 15 years along with many of my clients so we are talking over 40 a year.
Have you seen the outcome you were hoping for?
Yes
✓Verified client
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